Skip links

Foreign National Home Loans

What is a Foreign National Home Loan?

The mortgage industry’s definition of foreign national is much more narrow than the legal definition used for immigration purposes. It’s an important distinction to understand.

The legal definition of a foreign national is “a person who is not a citizen of the United States and who is a citizen of a foreign country.” That can include green card-holding immigrants, more commonly known as permanent resident aliens.

These persons are eligible for regular mortgage financing and don’t require specialized mortgage programs to buy residential real estate in the United States.

Are you eligible for a Foreign National Loan?

If you are a foreign national and are considering buying a property in the U.S., it is important to speak with one of our loan specialists to see if you are eligible and to compare the benefits and drawbacks of this type of loan.

Send a Message to Our Team

We offer a no-hassle & easy quote without the formal application or credit check required. Just answer a few questions about your mortgage goals! We will review the information you provide with some recommendations and options from our team of experts!

Foreign National Loan Features

Lower Down Payment Requirements

As little as 15% down payment required. (20-30% standard). Many banks require as high as a 50% down payment for foreign nationals.

Loan Amounts as high as $5,000,000

Cash-out Limits as high as $500,000

*Each situation is unique and some restrictions may apply.

Simple Mortgage Calculator

CFG Simple Mortgage Calculator Widget

$.00
4%
0%20%
30years
10years50years

Would you like to talk with a Mortgage Loan Expert about these numbers?

Contact Information

Name
Name
First
Last

Our Locations

Colorado

Florida

Georgia

Illinois

Indiana

Michigan

New Mexico

Ohio

Texas

News and Blog

Latest Posts