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Foreign Nationals Loans

What is a Foreign Nationals Loan?

The mortgage industry’s definition of foreign national is much more narrow than the legal definition used for immigration purposes. It’s an important distinction to understand.

The legal definition of a foreign national is “a person who is not a citizen of the United States and who is a citizen of a foreign country.” That can include green card-holding immigrants, more commonly known as permanent resident aliens. These immigrants are eligible for regular mortgage financing and don’t require specialized mortgage programs to buy residential real estate in the United States.

Where we can help you?

Loan Eligibility

For the purposes of mortgage lending, a foreign national is defined as someone who lives in another country and visits the U.S. for brief periods to conduct business or for vacation. To be eligible for a foreign national loan, the borrower must be a legal resident of another country and live and work there.

Investors from another country looking to purchase

As little as 15% down payment required. (20-30% standard)

Many banks require as high as a 50% down payment for foreign nationals.

Loans amounts as high as $5,000,000

$500,000 Max Cash Out

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CFG is owned and operated by Proud Veterans, military family members and supporters of our Great Armed Forces. We have extensive experience with the loan process and are here to support you every step of the way.

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