What is a Self-Employed Loan?
A self-employed individual does not work for a specific employer who pays them a consistent salary or wage. Self-employed individuals, or independent contractors, earn income by contracting with a trade or business directly.
Lets be honest, if you are self employed you know it! Have you been turned down for financing from the big banks cause you don’t have 2+ years of tax returns and are not showing enough income on them after your expenses and write offs?
We can do loans for self employed borrowers with as little as one year of self employed history. No need to miss out on that place because you have to wait another year!
Our lenders can use both personal and/or business bank statements to determine your income level. No tax returns are needed.
These lenders can use anywhere between 1 month and 24 months of bank statements in conjunction with a P/L statement or expense ratio.
Up to 90% Loan-to-Value available
Speak with a Veteran
CFG is owned and operated by Proud Veterans, military family members and supporters of our Great Armed Forces. We have extensive experience with the loan process and are here to support you every step of the way.